Gold Coast & Northern Rivers · Family owned since 2006
Davies Home Loans is Greg and Narelle Davies, and a small team who have been arranging finance on the Tweed and the southern Gold Coast for nineteen years. Over 40 lenders on the panel, an annual review on every loan we write, and a real person who answers the phone.
The difference
Plenty of brokers will get you the loan you walked in and asked for. Here is the example we use, because it happens constantly.
THE TRANSACTIONAL WAY
Six months later you come back for the construction loan to build the house. Now you are told that because you have the land loan, you cannot afford to build on it. The plan stalls and the land sits there.
THE WAY WE DO IT
If you have plans, we submit the building pre-approval at the same time as the land loan. The whole project is checked for serviceability before you commit to the block, so the future part of the plan can actually happen.
The same thinking runs through the annual reviews. Rates and lender policies move, so we look at every loan we have written each year to check the features and the rate still suit you. Most of our new work comes from people we have already helped telling somebody else, so keeping your loan right is the marketing budget.
Our team
Director and principal loan writer
Greg started his working life on a farm, then joined the Royal Australian Navy, then Customs, then worked as a financial planner. He holds a science degree in mathematics and a Master of Business Administration, so the numbers side of a loan holds no mystery for him. He started the business in 2006 with Narelle.
Out of the office he is fishing or camping with the family.
Office manager
Narelle started in banking and finance over 30 years ago and has worked for several major banks and insurance companies, in both back office and front of counter roles. She runs everything behind the scenes at Davies Home Loans, and started the business in 2006 with Greg.
A wife and mum of two, plus two dogs. Cooking and reading when there is time.
Client care
Rachelle has worked in financial services since 2010, previously with a property valuation firm and as a legal secretary. Her job starts where most brokers stop. She looks after you after settlement, making sure your loan stays competitive year after year.
Recently moved to the Tweed with her husband and young son. Has walked on fire more than once.
What we arrange
We help clients across the Gold Coast and the Northern Rivers, and anywhere else in Australia or overseas by video meeting if that suits you better.
01
Buying your first home, upgrading, or moving. We look at the full panel and match the loan to what you are trying to do.
02
Walked through the whole thing at your pace, with the questions answered before you need to ask them.
03
Worth reviewing regularly. We check the rate and the features against what is available now and tell you plainly if it is worth moving.
04
Residential and commercial property that returns rent. Using the equity in your existing home is often the way in.
05
Commercial property, business loans and equipment finance. We run a business ourselves, so we understand the paperwork you are up against.
06
We read tax returns and financial statements properly. Your employment type should not be the thing that decides your loan.
The panel
More lenders means more policies to work with, which matters most when your situation is not the standard one. Specific accreditations are confirmed as part of the loan process.
Clients
Reviews left on Google by clients across first home purchases, refinances and complex borrowing.
“Greg and his team have looked after us for over 10 years now. With their help navigating the big banks, refinancing was as stress free as possible.”
“Highly recommend. Very efficient and friendly. Answered immediately any questions we had. Explained and kept us informed on every process. Made our loan application a smooth and easy process.”
“From start to finish Greg, Narelle and staff were amazing with the professionalism all the way to settlement. Would not hesitate to highly recommend Davies Home Loans.”
“The team have offered both a very professional and considerate approach. They communicate well and have always offered me a wide range of options when reviewing my existing finance.”
“As first home buyers we had no idea where to start, but Greg and his team made the whole process easy and stress free. They were patient with all our questions and super responsive.”
“We have worked with Greg and the team for over 8 years now, and we wouldn't go anywhere else. His communication is clear, timely, and always honest.”
Get in touch
Tell us what you are trying to do and we will come back with the options.
Gold Coast and Northern Rivers
Not local? Video meetings work just as well, and we help clients right across Australia and overseas.
Those two numbers are rarely the same. A short conversation about the whole plan, not just the next purchase, is where we start.
